The average insurance costs for a Volvo S90 is $220 a month — or $2,640 a year. Your actual price could be more or less depending on your driving record, the number of miles you drive in a year, and other factors.
Finding Cheap Car Insurance for Women
While there’s a lot of discussion about whether the decision is reasonable or not, it’s vital to recall that it doesn’t flag the finish of all shoddy car insurance for ladies, with many experienced and more seasoned female drivers less influenced. One factor liable to profoundly affect the cost of ladies’ car insurance is the kind of car you drive, with the car’s speed, security highlights, and worth all having a significant influence perused our manual for the least expensive autos to safeguard to discover which cars draw in the least costly insurance premiums. You can likewise cut car insurance costs by adding a named driver to the insurance strategy, particularly on the off chance that they’re more established and progressively experienced out and about. Moreover, including additional security highlights, for example, an alert or immobilizer can regularly help get modest car insurance for ladies. Be that as it may, since the decision ladies’ car insurance costs have fallen following everything else in the market, so it’s tied in with looking and benefiting as much as possible from your conditions.
About Volvo S90
Sporting a style all its own allows the 2019 Volvo S90 to stand out from the prevailing luxury-brand status quo. Its interior design is as simplistic and elegant as the exterior and provides acres of passenger space in both front and rear seats. The S90 serves as a rolling technology showcase, too, as Volvo has equipped it with futuristic driver-assistance features and offers three powertrains: The turbocharged four-cylinder T5, the single turbocharged and supercharged four-cylinder T6, and the plug-in hybrid T8 with usable electric-only driving range. If the S90’s ride and handling were as refined as the rest of the car, it would create even more of a disruption in this highly competitive field of luxury sedans. Still, Volvo’s goal to create a safe and comfortable driving experience is noble, and the S90 comes in such a stylish wrapper that it’s easy to understand why it’s so appealing.
What’s New for 2019?
The base S90 T5 Momentum no longer comes standard with leather seats and instead gets faux leather for 2019. Bummer. To make up for it, Volvo now offers a digital gauge display, HomeLink garage-door-opener integration, a 12-volt power outlet in the cargo area, and heated windshield washer nozzles as standard; all-wheel-drive models automatically come with heated front seats. Inscription models gain a Harman/Kardon audio system as standard equipment, but the full LED headlamps with auto high-beams and the headlamp-washing feature are now optional and part of the new Advance package which also includes a self-parking feature, a 360-degree exterior camera system, a head-up display, and a power-operated trunk lid.
Engine, Transmission, and Performance
The base powertrain is a turbocharged four-cylinder and is called T5; we’ve found this setup perfectly suitable but far from thrilling. Stepping up to the T6 powertrain adds a supercharger to the mix and improves acceleration. Our T6 Inscription test vehicle ran from zero to 60 mph in 5.9 seconds—but it’s not the hottest S90. The 400-hp plug-in hybrid T8 version debuted last year, and it blasted down our test track, matching results of the six-cylinder BMW 540i xDrive (4.5 seconds) in our zero-to-60-mph testing, but out on the road, we noticed some occasional hiccups when driving the hybrid powertrain. Give the S90’s gas pedal a sharp input, and there’s a momentary delay, followed by an unexpected moment of acceleration as the gasoline engine kicks in to assist the electric motors. During more sedate driving, this is rarely an issue. Handling is surefooted and lends a sportiness that the Genesis G90 and the BMW 7-series lack. The trade-off is a ride that hardly feels like terry cloth, let alone velvet, and rough stretches of road transmit more vibrations into the cabin than in the softly sprung G90 and 7-series, particularly when the 2019 S90 is wearing the optional 20-inch wheels. The steering has a weighty feel, but it isn’t as direct or as precise as it should be, which erodes the S90’s perceived athleticism.
Fuel Economy and Real-World MPG
The S90’s T5 turbocharged four-cylinder engine and the T8’s plug-in hybrid powertrain are among the most efficient in the class, but the real winner is the T6’s blend of four-cylinder efficiency, all-wheel-drive confidence, and six-cylinder-like performance. Out on our real-world highway fuel-economy test route, the T8 hybrid delivered 32 mpg, outperforming the T6 Inscription model we tested by only one mpg. It should be noted that we were unable to utilize the S90’s 21-mile electric-only range during this highway drive as the system engages the gasoline engine automatically at highway speeds.
Interior, Infotainment, and Cargo
The S90’s cabin is by far its most impressive feature. A mixture of high-end materials—open-pore wood, genuine leather, brushed metal, and finely grained plastics—come together in a cohesive and undeniably modern space. The 14-way power-adjustable front seats in our Inscription test vehicle were all-day comfortable and should fit all body shapes. The S90 lacks features we’ve come to expect in this segment, though. A manual steering column makes a surprising—and disappointing—appearance, as nearly all of the Volvo’s rivals offer power adjustments. The S90 is as connected as any of its competitors, and it relies heavily on its infotainment touchscreen to control many of its functions. All S90s feature a 9.0-inch infotainment touchscreen mounted in the center of the dashboard. To adjust simple tasks such as the heated seats or the optional head-up display, the user must interact with the system. This is becoming par for the luxury-brand course, and some methods are more user-friendly than others. The S90’s system is easy enough to use, but the driver will have a learning curve before feeling comfortable enough to make changes on the go. The S90 offers Apple CarPlay and Android Auto connectivity as standard, allowing users to interact with their smartphones easily. The S90 sedan will meet the needs of most drivers, and models with the folding rear seatback offer a cavernous cargo area. Have even more gear to cart around? Check out the V90, the S90’s wagon-bodied sibling.
Safety and Driver-Assistance Features
An incomplete set of crash-test data from the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety makes it hard to judge the S90’s safety. But its long list of driver-assistance features is impressive, and Volvo offers most of it as standard equipment.
How Much Does the Volvo S90 Cost?
The 2019 Volvo S90 has a manufacturer suggested retail price of $47,350, which is about average for a luxury midsize car. The S90 comes standard with front-wheel drive. Models with all-wheel drive start at $49,850. There are three main powertrain choices and two trim levels (Momentum and Inscription). Upgrading to the midlevel engine costs $54,350 for the Momentum trim and $59,450 for the Inscription trim.
The S90 Plug-In Hybrid Momentum starts at $63,900, while the S90 Plug-In Hybrid Inscription starts at $69,000.
Which Volvo S90 Model Is Right for Me?
The 2019 Volvo S90 is available in several configurations and two trim levels (Momentum and Inscription). We suggest picking a powertrain first and then trim. The T5 is the standard outfit and includes a turbocharged four-cylinder engine and either front- or all-wheel drive. The T6 comes with a supercharged and turbocharged four-cylinder engine and standard all-wheel drive. The S90 Plug-In Hybrid has the most horsepower, and it also comes with standard all-wheel drive. The only transmission available for all three engines is an eight-speed automatic.
For the best combination of performance and price, go with an S90 T6. The T6 Momentum upgrades the T5’s synthetic leather upholstery to genuine leather and adds heated front seats to the already great list of standard features. If the base engine meets your needs, consider saving some money by opting for a T5 Momentum and adding the T6’s extra features as options.
Volvo S90 Momentum
The 2019 Volvo S90 T5 Momentum starts at $47,350. Standard features include synthetic leather upholstery, 14-way power-adjustable front seats, a power-folding back seat, a leather-wrapped steering wheel, and shift knob, dual-zone automatic climate control, rain-sensing windshield wipers, proximity keyless entry, push-button start, a hands-free power trunk, a 12.3-inch digital instrument cluster, and a panoramic moonroof.
The standard Sensus infotainment system has a 9-inch touch screen, Bluetooth, a USB port, a 10-speaker stereo, navigation, satellite radio, voice command activation, Android Auto, and Apple CarPlay. Standard driver assistance features include a rearview camera, rear parking sensors, blind-spot monitoring, rear cross-traffic alert, oncoming crash mitigation, lane departure warning, lane keep assist, adaptive cruise control, forward collision warning, and automatic emergency braking.
Leather upholstery is optional for $1,400, and a 13-speaker Harman Kardon premium sound system costs $800. A package that includes heated front seats and a heated steering wheel costs $750. The Advanced package retails for $2,900 and comes with automatic parking assist, a power trunk, headlight washers, a surround-view camera, a head-up display, automatic high beams, and adaptive headlights.
The S90 T5 Momentum with all-wheel drive starts at $49,850, and the S90 T6 Momentum retails for $54,350. Both of these models add standard heated front seats, while the T6 Momentum comes with leather upholstery. Getting a heated steering wheel and heated rear seats in either of these models will cost you $750. An optional air suspension costs $1,200, and the Advanced package is also available.
Volvo S90 Inscription
The 2019 Volvo S90 T6 Inscription starts at $59,450. Added standard features in this model include Nappa leather upholstery, ventilated front seats, four-zone automatic climate control, a cooled glovebox, power rear sunshades, and the Harman Kardon stereo.
The Advanced package, heated rear seats, and a heated steering wheel are still optional in this model. A Luxury package is available for $3,450. It includes massaging front seats, heated and ventilated rear seats, a heated steering wheel, a leather headliner, and a luxury rear armrest.
Volvo S90 Plug-In Hybrid
The S90 Plug-In Hybrid T8 Momentum retails for $63,900. It comes with four-zone automatic climate control and a crystal shift knob. Optional features are the same as those for the T6 Inscription.
The Plug-In Hybrid Inscription ($69,000) has a similar list of standard and optional features as the T6 Inscription.