The average insurance costs for a Volvo V60 or V60 Cross Country is $227 a month — or $2,724 a year. With a base price of $36,150, the annual insurance cost–to–base car price ratio is 7.5%, about double the national average.
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About Volvo V60
If you’re looking for proof that station wagons aren’t dead, take one look at the handsome, long-roofed 2019 Volvo V60: Practicality has never been sexier. In true Volvo fashion, both a standard wagon model and a lifted Cross Country variant are offered, but the Cross Country won’t be available until the 2020 model year.
Volvo V60 Overview
Good grief, cars are getting big these days. The new V60 has jumped a size, so it’s now 10cm longer in the wheelbase than the old one. Overall, it’s nearly 4.8m from prow to stern, slightly longer overall than the Mercedes C-Class and Audi A4 estates. That means oceans more rear-seat and boot room. It’s also a much more sophisticated car, having shifted to Volvo’s big-car SPA platform, with all that implies in safety and tech. The old one, whisper it, had far too much in common with a very elderly Ford Focus. Inside, the designers took a Scandi chill pill, serving up soft materials and colors in their characteristic furniture style. The dash is, as always from Volvo, dominated by a big, high-resolution screen that’s called on to do slightly too many things. Still, if the screen distracts you, the car will do its best to stop you crashing by deploying its vast range of active safety interventions.
It’s more dynamic to drive than the ginormous V90, though not night-and-day different. To reflect that, the design is subtly different too. The T-shaped running lights point closer to the grille, piercing out of the headlamp borders. The shoulder line doesn’t run the whole length of the car but emerges from the rear door to take a more sweeping curve. There’s less decoration. But frankly, you need to be a right spotter for these differences to hit your keen vision. It’s all 2.0-liter four-cylinder engines. For the UK we get two types of diesel, D3, and D4 (so none above 180bhp) and a 250bhp T5 petrol, all with front-wheel drive only. Air suspension is an option, but the cars we tested had the standard springs, with the optional £750 adaptive damping.
Engines, Ride, and Handling
Two engines are offered in the 2019 V60 lineup: A 250-hp turbocharged four-cylinder powers cars wearing the T5 badge and come with front-wheel drive, while cars with the T6 button come with a 316-hp turbocharged-and-supercharged four-cylinder and all-wheel drive. We tested the T5 powertrain and found it to offer reliable performance with a zero-to-60-mph time of 6.4 seconds. The T6 powertrain will provide enough extra grunt to shave some time off that result. The V60 feels agile and responsive through corners, so long as you’re not pushing it too hard; the T5’s ride is firm but more supple than that of T6 models, which come with an adaptive suspension and 19-inch wheels that result in a stiffer ride.
Interior and Technology
Volvo’s been doing some great interiors lately and the V60 benefits from a similar design as the one found in the S60 sedan and the XC60 SUV. The cabin is spacious, the seats are comfortable, and the design is undeniably upscale. But, its minimalist approach puts most controls inside the infotainment display, to mixed results. We’ve experienced significant—and significantly annoying—lag times with Volvo’s Sensus infotainment system, particularly within the first few minutes of starting the car. This makes it difficult to adjust the climate control, set a destination in the navigation, or change the radio until the system has finished booting. Once it does, the simple and intuitive nature of the software’s interface makes it easy to make changes to the climate control or media while driving. Volvo’s safety-focused ethos means driver-assistance features such as lane-keeping assist, automated emergency braking, and other collision-avoidance technologies are standard on the V60. The 2020 V60 will add a higher-performance plug-in hybrid Polestar Engineered model courtesy of Volvo’s performance arm. In addition to increased power and specific chassis tuning, it will have exclusive exterior bits.
Performance and Drive
Right now, this latest V60 is available with three engines: two 2.0-liter types of diesel (the D3 model has 148bhp, while the D4 squeezes out 187bhp) and a 247bhp turbocharged petrol, badged T5. These will be joined by a plug-in petrol-electric hybrid later in 2019. The D4 covers the 0-62mph sprint in a claimed 7.9sec, which is competitive and sounds plenty, but the reality is that, at full chat, it doesn’t feel quite as nippy as the Mercedes C-Class C220d Estate and Audi A4 Avant 2.0 TDI 190. But, when you’re not trying to win drag races, you’ll find the pace it offers quite sufficient; indeed, the V60 can provides more than low enough to mid-range verve for effortlessly bumbling through town or plodding mile after mile up the motorway without any stress. Naturally, the D3 isn’t as brisk as the more powerful D4, but it’s still quick enough, getting up to motorway speeds without too much fuss and pulling from low in the rev range. Even so, given the small price premium and similar economy, we’d pick the D4. As for the T5, it’s a fair bit faster than the D4 on paper but needs working pretty hard if you’re to notice its additional performance. We found the more powerful mid-range pull of the D4 suited the car better. The V60 has an Achilles’ heel: its eight-speed automatic gearbox. As with other Volvos, this tends to dither when you ask for a burst of acceleration – something that you have to factor into your driving technique if you don’t want to get caught short when pulling out of junctions or going for an overtake. If you fancy something more alert, and you can put up with changing your gears, there’s always the alternative six-speed manual ‘box. While this doesn’t have the most tactile of shifts, it has a reasonably short throw and is easy to slot into the correct gear. We wish the clutch pedal had a bit more feel; it can be rather tricky to find the biting point.
Volvo V60 Models
The 2020 Volvo V60 is a wagon with seating for five that is offered in Momentum, R-Design and Inscription trim levels. The T5 engine features a turbocharged 2.0-liter four-cylinder (250 horsepower, 258 pound-feet of torque) that is paired with an eight-speed automatic transmission driving the front wheels. The T6 engine is optional on the Momentum and R-Design models and standard on the Inscription. It adds a supercharger on top of the turbo (316 hp, 295 lb-ft) and includes all-wheel drive. Standard features for the Momentum trim include 17-inch wheels (18-inch on T6), automatic LED headlights, automatic high beams, heated and rain-sensing windshield wipers, roof rails, a panoramic sunroof, a hands-free liftgate, keyless ignition, selectable drive modes, cruise control, dual-zone automatic climate control, leather upholstery, heated 10-way power-adjustable front seats, power-folding rear headrests, power split-folding rear seats with a center pass-through, and an auto-dimming rearview mirror. Tech features include Bluetooth phone and streaming audio, a Sensus infotainment system with a 9-inch touchscreen, a rearview camera, and a 10-speaker audio system with two USB ports, satellite radio, and Apple CarPlay/Android Auto. Forward collision warning and mitigation, intersection cross-traffic collision mitigation, run-off-road mitigation/protection, lane-keeping assist, a traffic sign reader, and a driver alert monitor is also standard. The Momentum trim is eligible for the Premium package (a blind-spot monitor with rear cross-traffic alert and automatic braking, keyless entry, a hands-free trunk opener, front and rear parking sensors, power-folding and auto-dimming mirrors, and a universal garage door opener) and the Multimedia package (digital instrument panel, navigation and a 13-speaker Harman Kardon audio system).
The R-Design trim adds 18-inch wheels, unique exterior and interior trim elements, foglights with cornering lights, and sport seats with power thigh-support extensions. The Premium and Multimedia packages are standard with the R-Design trim. At the top of the lineup, the Inscription trim fills out the features list with chrome exterior trim, quad-zone automatic climate control, and a leather-covered dash. A Luxury Seat package is exclusive to this trim, installing ventilated and massaging front seats with power-adjustable side bolsters. The Advanced package is offered for all V60 models and adds headlight washers, a head-up display, and adaptive cruise control with Volvo’s Pilot Assist semi-automated driving features, a surround-view camera system, and adaptive headlights. It also adds the foglights and cornering lights for the Momentum trim. Stand-alone options include 19-inch wheels, an adaptive suspension, a heated steering wheel, heated rear seats, and a Bowers & Wilkins premium audio system.