Anonymous auto insurance quotes can often be far more appealing than ordinary quotes, since you’ll usually be able to get an estimate suited to your needs without having to give away any personal information. On the other hand, getting an anonymous quote that’s also reliable isn’t always as easy as it seems.
More often than not, your insurance’s rates will be determined by the risks that come with insuring you and your car – and without any information about you, an anonymous quote isn’t likely to be as accurate as one that includes some of your information as well. Because of this, most are stuck with a difficult choice; get an accurate quote by giving personal information, or get a quote that may prove to be unreliable.
Are anonymous auto insurance quotes worth it?
In most cases, it’s best to just offer an insurance company the additional information they need to provide a more accurate quote than to get an anonymous quote that may not be as reliable. Often, an insurance company will need to have quite a bit of information about you to determine the premiums that they would be likely to charge, such as:
- Your date of birth and gender
- Previous insurance information
- The garaging address of your car (in most cases, this is likely to be at your home)
- Driver’s license numbers of all drivers included on the policy
Information like this (and more) can be crucial for an insurance company when trying to find out how much your cover should cost. Without taking factors like these into consideration when calculating a quote, you’re unlikely to get an accurate idea of how much you’ll be paying on your insurance.
While it can be possible to use a fake name or spare email address when getting a quote, this isn’t likely to help you out much when you go to purchase your chosen policy.
Can you get an accurate anonymous quotes for car insurance?
In most cases, it can be almost impossible to get an accurate quote without providing some of the crucial personal information that an insurer is likely to need to calculate the risk of insuring you and your car.
Some insurance companies will try to provide as accurate a quote as possible. While they’ll often require information such as your driving record, vehicle information, date of birth, and zip code; they don’t tend to require much else.
On the other hand, using a comparison website and avoiding getting quotes directly from insurance companies can often be a good way to get anonymous quotes, too. Generally, these tools will require you to follow the same process as other insurers – but in most cases, you’ll only need to provide your information once to get a range of quotes.
Why get an anonymous quote?
For most, the main benefit of getting these kinds of estimates is that you get to avoid providing any personal information that could potentially be passed on to third parties, or used in ways that you may not agree to.
When considering applying for a range of quotes, this could put your data into the hands of multiple companies – all of which could potentially have the ability to use the information as they wish.
While giving out your personal information may not be the most appealing option, it can often be necessary to find the most reliable quotes. With a more accurate idea of what you’re looking to pay on your premiums with a particular insurer, you’ll often be able to compare different options to find out which is best for you overall.